© Após pressão, Bancos adiam cobrança de tarifa do cheque especial / POR FOLHAPRESS / POR SRS
nnnnA reportagem consultou instituições financeiras a fim de apurar condições de financiamento oferecidas para quem não é cliente dos bancos
nnnnBancos começaram a oferecer condições especiais para o financiamento dos carros populares. O movimento busca aproveitar a tendência de alta na demanda pelos veículos com descontos, após pacote de incentivos fiscais anunciado pelo governo
nnnnA reportagem consultou instituições financeiras a fim de apurar condições de financiamento oferecidas para quem não é cliente dos bancos. Dois cenários foram sugeridos. No primeiro, o consumidor não dá entrada; no segundo, há entrada de R$ 10 mil.
nnnnSantander, Banco do Brasil e Itaú oferecem prazo máximo de 60 meses para o pagamento do veículo zero-quilômetro.
nnnnO Santander enviou à reportagem condições oferecidas no pagamento em 48 meses. Se o consumidor não dar entrada, o valor das parcelas giram entre R$ 1.759 e R$ 3.458, a depender do valor do veículo -já considerando o desconto aplicado pelas montadoras. O CET (custo efetivo total, que engloba a taxa de juros somada a encargos como tarifas e tributos) é de 1,70%.
nnnnCaso o consumidor opte pela entrada de R$ 10 mil, as parcelas mais em conta saem por R$ 1.448. As mais caras, por R$ 3.160. O CET fica em 1,66% para modelos com preço entre R$ 58.990 e R$ 98.890. A taxa vai a 1,70% para modelos acima de R$ 100 mil.
nnnnOs modelos Kwid Zen, da Renault, e Mobi Like 1.0, da Fiat, anunciados pelas montadoras a R$ 58.990, sairiam com o valor das parcelas a R$ 1.759, com custo total de R$ 84.424 ao fim do financiamento sem entrada. Ao pagar R$ 10 mil fora do financiamento, o consumidor consegue parcelas de R$ 1.448 (com pagamento total de R$ 69.519).
nnnnPeugeot 208 Like e Citroën C3 Live, veículos que agora custam R$ 62.990, saem por R$ 1.878 por mês, sem entrada. O valor total a ser pago é de R$ 90.149. No segundo cenário, o pagamento inicial de R$ 10 mil reduz o valor das parcelas em R$ 311, saindo a R$ 1.567 (pagamento total de R$ 75.195).
nnnnModelos mais caros, como o sedã Virtus (anunciado a R$ 98.890) e o SUV T-Cross Sense (vendido a R$ 107.550), ambos da Volkswagen, tendem a pesar no bolso do consumidor a longo prazo.
nnnnn
В центре работают квалифицированные специалисты с медицинским образованием и практическим опытом: нарколог, психиатр, психотерапевт, психолог и другой медицинский персонал. Программа лечения может включать медикаментозное восстановление организма, психотерапевтические методики, психологическую коррекцию поведения, кодирование и реабилитационный курс. Такой подход помогает не ограничиваться снятием острых проявлений зависимости, а работать с причинами проблемы и формировать навыки полноценной здоровой жизни.
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So I’ve been messing around on Craybet for about two months now and figured I’d share what I think since I haven’t seen many posts about this place around here. I signed up randomly one night and registration was like two minutes. Min deposit was ten bucks which is pretty standard. I grabbed a sign-up bonus — 100 percent match to $500 and 50 free spins on Sweet Bonanza. Rollover is 35x and that isn’t amazing but not the worst I’ve seen.
The game library is decent honestly. There’s stuff from Pragmatic Play, Evolution, and Big Time Gaming — meaning Gates of Olympus, Starburst, the usual heavy hitters. I’d guess maybe 1500-2000 slots total if you count everything. Live casino runs on Evolution which is quality — tried baccarat and Crazy Time with real dealers and it worked great.
Now the one thing that kinda bugged me was how long cashouts take. I used Skrill and waited like a day and a half the first time. After that though it was faster. Payment options include Visa, Mastercard, Skrill, Neteller, and BTC which covers most bases. You can check out what they’ve got going on over at CrayBet before you sign up.
Mobile experience on Craybet on mobile is actually smooth. I didn’t find a native app though the web app runs well and slots and live games work without issues. I played a few sessions on the bus and didn’t notice any problems.
Support at Craybet has been decent — they have live chat and someone actually responds within a few minutes when I’ve used it. Had to ask about my verification docs and they sorted it within hours. I think they’re Curacao-based from what I can tell and that’s typical of platforms like this. Not everything is amazing — promo codes seem rare — but for what it is it does the job for me.
Been using Craybet for about a couple months and thought I’d throw out some thoughts since there isn’t much discussion about this place in this forum. Signed up randomly one night and the whole process took maybe two minutes. Starting deposit was $10 and that’s pretty standard. They threw in a sign-up bonus — 100 percent match to $500 plus 50 free spins on Gates of Olympus. Rollover is 35 times the bonus which is kinda average but it’s manageable.
Their slots catalog is bigger than I expected. There’s titles from Pragmatic Play, Betsoft, plus Microgaming — so like Book of Dead, Starburst, the usual heavy hitters. I’d guess maybe 2000 games total if you count everything. The live dealer section uses Evolution and it’s quality — played some roulette and Lightning Roulette with actual croupiers and zero lag issues.
Now the one thing that annoyed me a little was withdrawal times. I used Skrill and it took like a day and a half the first time. Second time around it was faster. They accept Visa, Mastercard, e-wallets like Skrill and Neteller, Bitcoin which is pretty much everything you’d want. You can look at their current offers over at Craybet if you’re interested.
Using Craybet on mobile is actually smooth. I didn’t find a native app — the browser version is responsive and slots and live games work fine. Was playing a few sessions on the bus and didn’t notice any problems.
Support at Craybet has been okay — live chat that actually connects pretty quick usually. Reached out once about a pending withdrawal and they sorted it pretty quickly. Licensing is Curacao licensed and that’s typical of platforms like this. It’s not flawless — wish they had more payment options — but as a daily player I’m still using it.
I’ve been using Craybet for about two months now and thought I’d throw out some thoughts since there isn’t many posts about it on here. I signed up after seeing an ad and the whole process was like two minutes. Min deposit was $10 and that’s normal for US-facing sites. I grabbed a welcome bonus — matched my first deposit 100% up to 500 and fifty free spins on Sweet Bonanza. Wagering was 35 times the bonus which isn’t amazing but it’s manageable.
The game library is honestly pretty solid. You’ll find stuff from Pragmatic Play, Betsoft, plus Big Time Gaming — meaning Book of Dead, Starburst, all the popular ones. Somewhere around a couple thousand titles total if you count everything. Live dealer stuff is powered by Evolution and it’s smooth — played some blackjack and Crazy Time with actual croupiers and zero lag issues.
One thing that annoyed me a little was withdrawal times. Withdrew via Visa and it took about 48 hours the first time. After that though it was faster. You can use Visa, Mastercard, Skrill, Neteller, and crypto so that covers most bases. I’d look at their current offers over at CrayBet before you sign up.
Using Craybet on mobile was surprisingly good. No dedicated app but the browser version runs well and all the games load no problem. Played Book of Dead on the bus and no performance issues.
Customer service on Craybet has been decent — there’s a chat widget that gets you a person within a few minutes when I’ve used it. I contacted them about my verification docs and it was resolved same day. Not sure about operating under a Curacao license which is typical of US-friendly sites. Wouldn’t say it’s perfect — wish they had more payment options — but overall it does the job for me.
So I’ve been messing around on Craybet for about two months now and thought I’d throw out some thoughts because there’s not much discussion about them on here. Registered on a whim and the whole process literally took two minutes. Starting deposit was $10 which is about what you’d expect. They threw in a sign-up bonus — 100% up to $500 and 50 free spins on Sweet Bonanza. Playthrough requirements were 35x and that is kinda average but not the worst I’ve seen.
Game selection is bigger than I expected. You’ll find games from Pragmatic Play, Betsoft, plus Big Time Gaming — meaning Gates of Olympus, Gonzo’s Quest, all the popular ones. Probably close to 2000 games when you add it all up. The live dealer section is powered by Evolution which is smooth — tried blackjack and Crazy Time with real dealers and zero lag issues.
Now the one thing I wasn’t thrilled about was withdrawal times. Withdrew via Visa and waited almost two days for my first withdrawal. Second time around it was faster. Payment options include credit cards, e-wallets like Skrill and Neteller, and BTC which covers most bases. You can look at what they’ve got going on over at Craybet review if you’re interested.
Using Craybet on my phone worked better than expected. No dedicated app — the web app loads fast and slots and live games work fine. Was playing Book of Dead on my commute and didn’t notice any problems.
Support at Craybet is decent — live chat and someone actually responds in under five minutes most times. Reached out once about my verification docs and it was resolved same day. I think they’re Curacao licensed which is standard for offshore casinos. Wouldn’t say it’s perfect — wish they had more payment options — but for what it is I’m still using it.