© Após pressão, Bancos adiam cobrança de tarifa do cheque especial / POR FOLHAPRESS / POR SRS
nnnnA reportagem consultou instituições financeiras a fim de apurar condições de financiamento oferecidas para quem não é cliente dos bancos
nnnnBancos começaram a oferecer condições especiais para o financiamento dos carros populares. O movimento busca aproveitar a tendência de alta na demanda pelos veículos com descontos, após pacote de incentivos fiscais anunciado pelo governo
nnnnA reportagem consultou instituições financeiras a fim de apurar condições de financiamento oferecidas para quem não é cliente dos bancos. Dois cenários foram sugeridos. No primeiro, o consumidor não dá entrada; no segundo, há entrada de R$ 10 mil.
nnnnSantander, Banco do Brasil e Itaú oferecem prazo máximo de 60 meses para o pagamento do veículo zero-quilômetro.
nnnnO Santander enviou à reportagem condições oferecidas no pagamento em 48 meses. Se o consumidor não dar entrada, o valor das parcelas giram entre R$ 1.759 e R$ 3.458, a depender do valor do veículo -já considerando o desconto aplicado pelas montadoras. O CET (custo efetivo total, que engloba a taxa de juros somada a encargos como tarifas e tributos) é de 1,70%.
nnnnCaso o consumidor opte pela entrada de R$ 10 mil, as parcelas mais em conta saem por R$ 1.448. As mais caras, por R$ 3.160. O CET fica em 1,66% para modelos com preço entre R$ 58.990 e R$ 98.890. A taxa vai a 1,70% para modelos acima de R$ 100 mil.
nnnnOs modelos Kwid Zen, da Renault, e Mobi Like 1.0, da Fiat, anunciados pelas montadoras a R$ 58.990, sairiam com o valor das parcelas a R$ 1.759, com custo total de R$ 84.424 ao fim do financiamento sem entrada. Ao pagar R$ 10 mil fora do financiamento, o consumidor consegue parcelas de R$ 1.448 (com pagamento total de R$ 69.519).
nnnnPeugeot 208 Like e Citroën C3 Live, veículos que agora custam R$ 62.990, saem por R$ 1.878 por mês, sem entrada. O valor total a ser pago é de R$ 90.149. No segundo cenário, o pagamento inicial de R$ 10 mil reduz o valor das parcelas em R$ 311, saindo a R$ 1.567 (pagamento total de R$ 75.195).
nnnnModelos mais caros, como o sedã Virtus (anunciado a R$ 98.890) e o SUV T-Cross Sense (vendido a R$ 107.550), ambos da Volkswagen, tendem a pesar no bolso do consumidor a longo prazo.
nnnnn
Been playing on Craybet for about six weeks or so and thought I’d throw out what I think since there isn’t much discussion about it on here. Signed up on a whim and registration was like two minutes. Starting deposit was $10 which is about what you’d expect. Got a welcome bonus — 100% up to $500 and fifty free spins on Sweet Bonanza. Playthrough requirements were 35x which is kinda average but not the worst I’ve seen.
The game library is bigger than I expected. There’s games from Pragmatic Play, NetEnt, plus Big Time Gaming — so like Book of Dead, Starburst, the usual heavy hitters. I’d guess maybe 1500-2000 slots including table games. Live dealer stuff uses Evolution which is smooth — tried blackjack and Crazy Time with actual croupiers and zero lag issues.
Tbh the thing that kinda bugged me was payout speed. I used Visa and waited about 48 hours for my first withdrawal. After that though it dropped to like 24 hours. You can use credit cards, Skrill, Neteller, and crypto which covers most bases. You can look at what they’ve got going on over at https://svnewtech.com if you’re interested.
Mobile experience on Craybet on my phone worked better than expected. No dedicated app — the web app runs well and all the games load fine. Was playing Book of Dead on my commute and no problems.
Support at Craybet has been decent — there’s a chat widget that actually connects within a few minutes most times. Had to ask about my verification docs and it was resolved same day. Not sure about operating under a Curacao license and that’s standard for offshore casinos. It’s not flawless — promo codes seem rare — but as a daily player it does the job for me.
I’ve been messing around on Craybet for like a couple months and wanted to share my experience because there’s not many posts about them on here. I signed up on a whim and signing up was like two minutes. Minimum deposit is ten bucks which is pretty standard. I grabbed a sign-up bonus — 100% up to $500 and 50 free spins on Sweet Bonanza. Rollover is 35x and that could be lower but not the worst I’ve seen.
Game selection is honestly pretty solid. There’s stuff from Pragmatic Play, Betsoft, plus Big Time Gaming — meaning Gates of Olympus, Gonzo’s Quest, all the popular ones. I’d guess maybe a couple thousand titles total if you count everything. Live casino uses Evolution which is legit — tried blackjack and Crazy Time with real dealers and had no complaints.
Now the one thing that kinda bugged me was withdrawal times. Tried cashing out with Skrill and it took almost two days the first time. Once you’re verified though it dropped to like 24 hours. Payment options include credit cards, e-wallets like Skrill and Neteller, and BTC so that covers most bases. You can look at the full bonus details at Craybet review to see for yourself.
Using Craybet on mobile worked better than expected. I didn’t find a native app — the web app runs well and everything works without issues. I played Book of Dead on the bus and had zero lag or glitches.
Support at Craybet has been decent — they have live chat that actually connects pretty quick usually. Reached out once about a pending withdrawal and it was resolved same day. Not sure about Curacao-based from what I can tell and that’s what most platforms like this. Wouldn’t say it’s perfect — wish they had more payment options — but as a daily player it does the job for me.
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